Roundstone delivers quality coverage, predictable premiums, and measurable savings for SMBs and their insurance advisors.
Roundstone delivers quality coverage, predictable premiums, and measurable savings for SMBs and their insurance advisors.
Every year, health insurance costs go up, coverage shifts, and doing the right thing for employees feels more out of reach. Small and mid-sized businesses are left reacting to rising costs they didn’t create, with little visibility into what’s driving them.
At Roundstone, we designed a different approach. Since 2005, our captive model has pooled employers together to spread risk, improve predictability, and unlock high-quality healthcare at a lower cost—all without disrupting employee access to care.
lower total annual cost compared to the industry avg.
the industry avg. for renewal increases
returned to employers in the last 5 years
unused premiums
refunded to employers
The Roundstone difference
Most health insurance models prioritize carriers and capital. Roundstone prioritizes employers. We pioneered a captive insurance approach that minimizes upfront collateral, gives employers clear access to their healthcare data, and rewards smart decision-making with guaranteed savings. As a family-owned company, our decisions are guided by transparency and a commitment to doing right by employers.
Ensure quality care for employees and consistently lower premiums
Differentiate yourself with guaranteed savings for your clients
Find the answers, insights, and proof you need to determine whether captive insurance is right for your business.
The change has resulted in lower-cost coverage, higher-quality care, and happier employees. We’re pleased to be part of Roundstone’s network of advisors and also one of Roundstone’s employer groups participating in the captive. It was a smart choice.
Senior VP of Sales, Totem Solutions
We’re helping businesses change self-funded health insurance for the better. Contact our team to get started on a quote today.
